• is occupied, or is intended to be occupied, by a low-income person with a disability;
• is rented and the rents are less than established levels for the area; or
• is owned and the house is valued below a certain amount; and
• meets minimum standards of health and safety.

Modifications must be related to housing and reasonably related to the occupant’s disability. Examples of eligible modifications are ramps, handrails, chair lifts, bath lifts, height adjustments to countertops and cues for doorbells/fire alarms.

All work required to bring your home up to minimum standards of health and safety must be completed in order to receive RRAP-D assistance. If the cost for modifications is more than the maximum forgivable loan available, the owner will be required to cover the additional cost.

• Therapeutic care, supportive care, and portable aid equipment, such as walkers and wheelchairs, are NOT eligible for funding.
• Modifications carried out before the RRAP for Persons with Disabilities loan is approved in writing are not eligible.

Assistance is in the form of a fully forgivable loan and does not have to be repaid if you adhere to the terms and conditions of the program.

Landlords must enter into an agreement that establishes the rent that can be charged during the life of the agreement and restricts occupancy of the self-contained rental unit(s) to households with incomes below a set CMHC level.

Homeowners must agree to continue to own the house during the loan forgiveness period, which could be up to five years.

The loan amount you could receive varies according to the three geographic zones and if you are a homeowner or landlord:

* Additional assistance may be available in areas defined as remote.

If you are a homeowner, go to the Renovation Programs Pre-Application Tool for more information specific to your geographic area.